WHY GET PRE-APPROVED WITH A MORTGAGE BROKER?
We recommend that you get pre-approved for a loan before you start viewing homes with the serious intention of buying.
The pre-approval process involves a brief meeting either over the phone or in person with us here at Allied Pacific Financial.
We will examine your current financial situation, credit history and your financial goals you are looking to accomplish.
On the basis of our examination, we will provide you with a pre-approval letter detailing the amount you can borrow to buy a home.
Once you have a signed contract we will then connect with our lenders to find you the best rate for your new home purchase loan.
THE BENEFITS OF BECOMING PRE-APPROVED:
- You will know what you are eligible to qualify for and be able to plan accordingly.
- As a qualified, motivated buyer you’ll be taken more seriously when you make an offer.
- We can let you know if you qualify for special programs such as FHA or VA.
- In a competitive market you will be readily prepared to make an offer quickly.