Home of the Low Cost Loan
Low cost loans sound great but you may be wondering, what is a low cost loan? A low cost refinance is essentially a loan transaction in which the lender or broker pays settlement costs, including typical lender fees such as processing, underwriting, appraisal, and loan origination points. (Ask us if this applies to you and
Do you have questions on your mind about renting, buying a house, auto loans, or any other questions related to real estate or mortgages? Ask us! We have a combined 75 lending years experience and we’re here for any and all questions you may have! Just send us a message or shoot a text over
Is credit card debt keeping you from getting a home loan? Overwhelmed with where to start to fix it? Try our favorite method to reduce your credit card debt: the Here’s how to do it: – Write down all of your debts (starting from smallest to largest) – Pay off smaller balances first!
Loan officer Jill Gorden discusses important home maintenance items that should be checked annually – every fall! Have loan questions? Just send us a message or shoot a text over 858.775.0160- we would be happy to connect you with whatever resource you need.
Rates have continued to climb and California real estate market has definitely responded! Our loan officer Scott Smith talks about what that means for borrowers and home buyers for the rest of 2022 and into 2023. Want to know more about the state of the California housing market? Just send us a message or shoot
Mortgage costs aren’t always set in stone. If you want to reduce your monthly payments or lower your long-term costs, there are several options for you to explore. While methods may vary depending on your loan type, financial profile and goals, there are strategies that can help lower loan expenses now or in the
Mortgage broker and President of Allied Pacific Financial, Stephanie Spaulding explains what you need to consider if you’re thinking about AirBnb for an investment property. If you need more info on what types of loans work for AirBnb properties, just send us a message or shoot a text over 858.775.0160 – we would be happy
Ｑ: Can home buyers save money by waiting? Mortgage rates have risen since the beginning of the year. As home prices still remain high and economic uncertainty creeps in, you might be considering pausing your home search. Is that the right move, though? ——————————— : The truth is, no home
Our mortgage broker Stephanie Spaulding shares a few important points on the current Fall 2022 real estate market and what it means for you. Want to know more? Just send us a message or shoot a text over 858.775.0160 – we would be happy to discuss your options in today’s market.
When it comes to real estate, finance, or homes – ! No need to scour the internet hoping to find a good resource! Over the years, we have made great connections with many reliable vendors. From real estate agents, financial planners, accountants, creditors, insurance agents, and more – reach out if you need a
Mortgage broker and president of Allied Pacific Financial, Stephanie Spaulding gives a quick talk on breaking down the Fed Rate Hike 3 from July 2022. If you need a new home purchase loan or are interested in refinancing your current home, contact Stephanie today to discuss rates and your financial situation. https://alliedpf.com/contact/
Allied Pacific Financial CFO and Money Mentor, Nicole Lombardo talks about the best ways to create a budget that keeps your finances in order. Need help with creating a budget, contact us today!
Loan officer Scott Smith discusses the 2022 housing market and how to stay confident with higher interest rates, inflation, and changes in the housing market. If you are looking to purchase a new home or are looking to refinance, contact us today!
Loan officer Scott Smith discusses HELOCs – what they are, how they work, pros and cons, and how you could benefit. Interested in a HELOC? Contact us!
Mortgage Broker and President of Allied Pacific Financial, Stephanie Spaulding breaks down self-employed borrower income requirements. If you are self-employed and looking for a new home purchase or refinance, contact Stephanie today!