California Home Purchase & Refinance Experts
Buying a home or refinancing your mortgage is one of the biggest financial decisions you’ll ever make. You deserve a mortgage team that puts your goals first and provides honest guidance. In addition, we make the process simple from start to finish. To learn more about Allied Pacific Financial and our approach, keep reading.
We’ve been helping California homebuyers and homeowners achieve their mortgage goals since 1999. Our team is always available to answer your questions.
Moreover, as an independent mortgage broker serving California exclusively, we have access to multiple wholesale lenders.
This allows us to compare loan programs, interest rates, and terms to find the financing solution that is right for you. We are not limited to just the products offered by a single lender.
Over the past 25+ years, we’ve proudly helped thousands of California families purchase homes, refinance existing mortgages, and build long-term financial security.
Our commitment to exceptional service has earned us a 5-Star Google Review rating. In fact, nearly all of our business comes from repeat clients and referrals from friends, family, and past customers. This tells you a lot about our reputation.
Whether you’re buying your first home, upgrading to your forever home, investing in real estate, or refinancing to lower your payment or access equity, our experienced team will guide you every step of the way.
For further information about our services, from your initial consultation through closing, you’ll always receive clear communication and expert advice. In addition, you will experience personalized service.
We believe every client deserves to be treated like family.
That means providing honest recommendations and explaining your options clearly.
We also never recommend a loan we wouldn’t feel comfortable recommending to our own loved ones.
It’s part of what makes us different!
Leading the Way
Since 1999, Mortgage Broker & CEO Stephanie Spaulding has led Allied Pacific Financial with a commitment to exceptional service, honest guidance, and long-term client relationships. Supported by an experienced team of mortgage professionals, loan officers, loan processors and financial experts, Allied Pacific Financial delivers personalized lending solutions and a seamless mortgage experience for homebuyers and homeowners throughout California.
Meet the Team
Why Homebuyers Across California Choose Allied Pacific Financial
- Established in 1999 with over two decades of mortgage expertise from a team proud to share all about Allied Pacific Financial’s history and success stories.
- Thousands of California families served through home purchases and refinances. Discover more about our approach and our commitment to customers.
- 5-Star Google Review rating built on exceptional customer service. Simply put, people talk about Allied Pacific Financial’s outstanding performance in the industry.
- Access to multiple wholesale lenders for competitive rates and loan options, one of the reasons clients trust us for their mortgage needs. If you need more info about our lender partnerships, just contact us.
- Personalized mortgage solutions tailored to your financial goals, which you’ll learn all about through expert consultations.
- Responsive communication and support from application through closing. Our process reflects everything about our dedication to clients.
- Nearly all of our business comes from repeat clients and referrals, a testament to how people feel about our team and our service.
Industry Recognition
Our commitment to excellence has also been recognized by one of the nation’s largest wholesale lenders: This recognition says a lot about Allied Pacific Financial’s status in the mortgage industry.
UWM Top 1% in California (2018–2025)
UWM Top 1% Certified Partner (2020–2025)
These honors reflect our dedication to providing outstanding service, industry expertise, and exceptional results for our clients year after year. If you want more details about Allied Pacific Financial’s track record, we’d be glad to share them.
Whether you’re purchasing a new home or refinancing your current mortgage, we’re here to help you make confident financial decisions. We also help you secure the loan that’s right for your future. Contact us with any questions about Allied Pacific Financial and our loan options.
Let’s get started today.
Call 858-775-0160
Contact Allied Pacific Financial to explore your mortgage options, compare competitive loan programs, and experience the personalized service that has earned the trust of California homeowners since 1999. We hope this gave you everything you wanted to know about Allied Pacific Financial and our commitment.