• Tel: (760) 783-3333
    Email: stephanie@alliedpf.com

  • We Only Do No Cost Loans!

    Allied Pacific Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

  • Expert Guidance

    With over 20 years in the mortgage industry there is little we have not seen. Whether your goal is a lower interest rate, consolidation of consumer debt or the best financing available to purchase your new home; we are here to guide you through the process.

    Make an appointment

  • The Loan Process

    Whether you are looking to purchase a home or refinance your current property, the loan process can be daunting and sometimes confusing. Our knowledgable staff will guarantee that you will be expertly guided to the best loan product for you. We review your entire financial picture and offer advice on how to best position yourself to achieve your goals.

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  • Real Estate

    There are many steps to buying and selling real estate in San Diego county. Allied Pacific Financial is here to help guide you to the right Realtor to assist you every step of the way. If you simply have questions about real estate or the current real estate market, we are here to help.

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  • Testimonials

    With 99% customer satisfaction and a 5 star rating on Yelp, call us and see why we at Allied Pacific Financial have such a high degree of client satisfaction and repeat business!

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  • We will find the right mortgage for you

    At Allied Pacific Financial, our first priority is client satisfaction.  From the first conversation to the final closing of the loan, we will be readily available to make your loan process as painless as possible.  Due to the high level of customer service that we provide, we are proud to say that we have in excess of 95% client loyalty with almost 100% of our business being produced by repeat clients and their referrals of friends, family and co-workers.

    If you are searching for a home loan lender in California who offers no cost loans and some of the most competitive rates/terms in the country, then we're sure we would be the perfect fit. 

    Call us today to learn about no cost loans and to get the process started!

    -Stephanie Spaulding

  • Example third-party mortgage calculator

  • MortgageCalculator
    Home Value: $
    Loan amount: $
    Interest rate: %
    Loan term: years
    Start date:
    Property tax: %
    PMI: %
    Output parameters »
    Free Mortgage Calculators

  • Latest News

  • Your Mortgage Pre-Approval Checklist

    August 23, 2018
    Your Mortgage Pre-Approval Checklist

    One of the most frequent questions we get from first-time buyers is what do I need to do to get pre-approved? While buyng a house can be a complex process, getting to first base -- preapproval -- is actually pretty simple.  My team created this infographic to show you what you

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  • 5 Surprising Benefits of Being Debt-Free

    August 23, 2018
    5 Surprising Benefits of Being Debt-Free

    By Stephanie Farber Spaulding Have you ever thought about what your life would be like if you didn't have any debt? Besides the obvious rewards of not having a bunch of bills to pay, being debt-free has some other surprising benefits. Here are five ways being debt-free can

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