The home buying process is one of the most exciting, and frequently stressful, experiences you will go through. This holds true whether you have bought many homes and are a seasoned investor or you are looking to buy your first home to enjoy the benefits of home ownership. Today’s real estate market can offer more opportunities, yet can be filled with more risks than ever before. There are a multitude of factors to consider and decisions to make. When buying a home it is crucial to have all the available resources necessary to make a well-informed decision. It’s important to enlist the help of a trusted Realtor who will be able to provide expert guidance at each step of the buying process. Here at Allied Pacific Financial our onsite staff of Realtors can help you find that dream home you have been searching for, whether you’re in the market for a new primary residence, an investment property or that perfect vacation getaway.
Why Get Pre-Approved?
We recommend that you get pre-approved for a loan before you start viewing homes with the serious intention of buying. The pre-approval process involves a brief meeting either over the phone or in person with us here at Allied Pacific Financial. We will examine your current financial situation, credit history and your financial goals you are looking to accomplish. On the basis of our examination, we will provide you with a pre-approval letter detailing the amount you can borrow to buy a home. The benefits of becoming pre-approved:
You will know what you are eligible to qualify for and be able to plan accordingly.
As a qualified, motivated buyer you’ll be taken more seriously when you make an offer.
We can let you know if you qualify for special programs such as FHA or VA.
In a competitive market you will be readily prepared to make an offer quickly.
If you are thinking of selling there is no better time than the present. A combination of lack of inventory and low interest rates have driven the housing market up. Our on site Realtor staff here at Allied Pacific Financial would love the opportunity to earn your business and help facilitate the transaction of your home; We are up-to-date on all real estate activities concerning market data, rules, regulations, and disclosures. As we all know selling has become more complex than it ever used to be. Rules regarding home sales are always changing; With new seller disclosures statements, longer form agreements, and a range of environmental concerns have all emerged as of recent. If you are thinking of selling or if you just have a few questions, feel free to reach-out to us at any time
Few of the services we will provide:
The most up-to-date information on the real estate activity in your neighborhood.
An accurate pricing recommendation for selling your home.
Home staging and advice to strengthen your home's curb appeal.
Professional photos and a gorgeous brochure of your home.
Expert negotiating for the best possible closing day and price.
Everything in-between to bring about a smooth and successful transaction.
Allied Pacific Financial- Where mortgages are only the beginning
2815 Camino Del Rio South, Suite #110, San Diego, CA 92108